What Medicare does — and doesn't — cover

Written and fact-checked by the BodyGlow editorial team; last reviewed Oct 1, 2026.

Medicare may cover qualifying short-term skilled nursing or rehabilitation, but generally does not pay for ongoing custodial help such as bathing, meals or supervision, and does not pay for room and board in assisted living. Rules and eligibility can change.

Use this checklist

• Confirm coverage directly with Medicare or your plan.
• Ask providers what is ordered, covered and billed privately.
• Request written estimates before services begin.
• Explore Medicaid, VA and local aging resources where eligible.

Sources

1. Medicare.gov — Skilled nursing facility care
2. Medicare.gov — Long-term care

Find providers

• Skilled nursing
• Assisted living
• Home health
• Rehabilitation centers

General educational information only — not medical advice. Coverage, regulations and individual needs vary. Talk with a qualified clinician about your situation.